If the pandemic has put you in a situation where you can’t pay your loans, your federal loans don’t need to be paid. During The Pandemic, Federal Student Loans Payments And Interest Accrual Are Pausedĭuring the COVID-19 pandemic, federal student loans have had payments and interest accrual halted. Here’s what to think about before you refinance your federal student loans. If you refinance these loans, they’ll become a private loan. Federal student loans come with special perks that aren’t available to you with private loans. This is especially true if your loans are federal. We’re starting with the cons because they’re significant. But before you apply, determine if refinancing is right for you. If you have any questions, call or email your lender.
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